1. Introduction

These Terms of Use govern your access to and use of the Lurvo Digital website (lurvodigital.com) and all related services provided by Lurvo Digital Ltd ("we", "us", "our"). By accessing or using our website, you agree to be bound by these terms. If you do not agree, please do not use our website.

Lurvo Digital Ltd is registered in England and Wales. Company number 16288427. Registered office: Amtri House, Hulley Road, Macclesfield, England, SK10 2NE.

2. Our Services

Lurvo Digital is a lead generation service. We generate consumer enquiries through our owned websites and advertising campaigns and deliver these as leads to financial services professionals including mortgage brokers, insurance advisers, and IFAs.

We are not regulated by the Financial Conduct Authority (FCA) and do not provide financial advice, financial products, or intermediary services. We do not act as a mortgage broker, insurance adviser, or financial adviser in any capacity.

3. Use of the Website

You may use our website for lawful purposes only. You agree not to:

  • Use the website in any way that breaches any applicable local, national, or international law or regulation.
  • Attempt to gain unauthorised access to our website, servers, or databases.
  • Use automated tools, bots, or scripts to scrape, collect, or extract data from our website without our express written permission.
  • Reproduce, duplicate, or copy any part of our website for commercial purposes without our consent.
  • Transmit any material that is defamatory, offensive, or otherwise objectionable.

4. Lead Generation Services

If you purchase leads from us, the specific terms of your lead supply arrangement will be agreed separately. Key points include:

  • All leads are exclusive to a single buyer unless otherwise agreed in writing.
  • Leads are delivered in real-time via your chosen delivery method (CRM API, email, or SMS).
  • Our replacement policy covers leads with incorrect contact details, duplicate submissions, or consumers who do not recall making an enquiry. Specific terms will be outlined in your service agreement.
  • There are no minimum contracts or lock-in periods unless otherwise agreed in writing.

5. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Lurvo Digital Ltd or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from any content on our website without our prior written consent.

6. Disclaimers

The information provided on our website is for general informational purposes only. While we make every effort to keep the information accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information.

Our guides, blog posts, and resources do not constitute financial advice. Always seek professional financial advice before making financial decisions.

7. Limitation of Liability

To the fullest extent permitted by law, Lurvo Digital Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your access to or use of our website or services.

8. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content or availability of third-party sites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

9. Changes to These Terms

We may update these Terms of Use from time to time. Any changes will be posted on this page with an updated revision date. Your continued use of the website after any changes constitutes acceptance of the updated terms.

10. Governing Law

These terms are governed by and construed in accordance with the laws of England and Wales. Any disputes relating to these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Contact

If you have any questions about these Terms of Use, please contact us: